Budgeting

A detailed financial picture leads to informed decisions and mental clarity.

Whether it’s creating a budget for the first time or refining one after things change, we can help clients manage spending.

We’re Not Here to Judge

A good budget isn’t meant to punish, but simply to guide; it begins with examining and tracking all expenses. Goldstein Financial Future has seen plenty of budgets, so we are familiar with standard spending trends. Common questions are:

  • Is my streaming budget reasonable?
  • What are typical house maintenance costs?
  • Is college tuition going to be a big financial blow?
  • How much is food delivery adding up to… really?
  • Are interest fees and late payment fees reinforcing a cycle of credit card debt?
  • Am I overpaying for insurance or unnecessary coverage?
We can address questions, review all expenditures, and set financial goals to find the extra cash for that emergency (or travel!) fund.

Getting Out of Credit Card Debt

Credit card debt can feel suffocating. We have decades of experience in finding areas where clients can cut the fat and find the resources needed to pay down the balance. Together we can determine a monthly payment amount that will eventually pay off that debt — once and for all.

What If My Income Really Varies?

Our clients include filmmakers, artists, and sales executives. Some months are flush, others are not. Together, we can tailor a budget that ebbs and flows with an inconsistent income.